Smoking and insurance

Published on September 17th, 2013 00:00

Smoking in military settings is a very intriguing and dual variable. It is a well-known fact that military environment is one of the leading places of smoking initiation. The fact that government was distributing the free tobacco for the soldiers is not a secret, and rather, perceived as a beneficial act.

Soldier smoking

The tobaccos products used to be distributed among the military, during the war. The products were distributed as a beneficial act from the government and thus, the tobacco use has been preferred behavior among the military. As a result smoking rates were among soldiers are higher when compared with civilians. According to the statistics during the Second World War and Korean War the smoking rate was about 30%, now more than 74% of veterans report being current smokers in comparison with 48% nonveterans.

Due to the war, some veterans as an outcome have a compromised health. The veterans pension is based on the merits and also include the compensation for the health issues. Consequently, the pensions are also based on the recognition of disabilities aggravated during the service.

Soldier smoking

Although, the disabilities are linked only to the service, those who by chance or inheritance have chronic diseases related to smoking are ignored and not covered. Due to smoking habit, smoking veterans pay higher price for insurance.

Even though the initiation was motivated by the government, in this case, smoking is viewed as personal choice, and thus, the insurance does not intend to cover the damages which might related to the smoking. The questions appear when the situation comes to the point when the insurance company shall discuss whether the health situation was compromised by the smoking. A survey done in USA reported 38% of the participants who participated in therapy (NRT) who mentioned that the insurance covered only a part of the treatment.